Archive | March 29, 2016

For Richer Or Poorer

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8 Ways  to deal with Financial Setbacks

  1. Fight the battles of Life with your husband rather than fight against him.  Trust me if he is a God-fearing man he feels bad enough.  Do not compound that with negative fearful talk or make him feel less than a man.  Proverbs 14:1,  “The Wise woman builds her house, but with her hands the foolish woman tears it down.”  Remember, you’re in this for the long haul, not just for the good times and you’ve taken vows to that effect.

  2. Ultimately, learn to trust God for your finances.  God is your source for all things. Philippians 4:19, “My God shall supply all my needs according to his riches in Glory.”  3 John 1:2,  “Beloved I wish above all things that you may prosper and be in health, even as your soul prospers.”  However, this does not mean you won’t go through faith building times as a couple.

  3. Accept responsibility for  your part.  If you’re living above your means and spending as fast as it’s made and never give a thought to saving, then you have habits that need to change.  Don’t spend tomorrow’s prosperity today.  I’m lucky that my husband is good with his money as he has been since a boy.  He was a worker and a saver.  Bought his own car at 16 brand new not used with no help from his parents.  That diligence has followed him till today.  Have we had financial setbacks?  Absolutely, nobody is exempt.  It’s how you handle it that makes the difference.  He’s like an accountant, he’s got his note pad and pen and he’s running the numbers.  I’m proud of him. I’m also practical.  I’m also a woman, I like to shop, I like nice things, etc…  But you have to realize when cutbacks are necessary.  He said to me during a financial setback, I like that you’re practical and down to earth in your thinking, and you’ve been patient.  Don’t put more problems on him.  He will have a much better attitude if he knows you are with him.

  4. Pause and think clearly.  A financial setback can be emotionally devastating.  Let the initial waves of anger, grief, sadness and fear dissipate before making any big decisions.

  5. Formulate a workable plan and stick to your guns.  You can’t dig out by piling more on. Consider where you can back.  Consider what you can do without for a while.  Priorities come first the rest will have to wait.  Maybe this means a few months without shopping, maybe it means cutting out eating out for a few months.  Perhaps cutting back on daily habits, such as Starbucks, cigarettes, lottery, whatever you have to do to get where you need to be. Focus on what’s important. Hang on in there, you can do this, and come out the other side happier and better for what the experience teaches you.

  6. Surrender your fears to the Lord.  2 Timothy 1:7, “God has not given us the spirit of fear but of power, love and a sound mind.”


  7.  Be wise with your money. Proverbs 17:16, says, “what good is money in the hands of a fool if they have no desire to seek wisdom.”


  8.  Be Content with what you have.”  Hebrews 13 :5.  Does that mean that we never strive for more?  No.  It means be content in this moment knowing that your situation can and will change.  I heard lots of married couples talk about how things are different now than when they started out. They say when we started we didn’t have any thing or we had very little.  Today we are a wealthy couple or very well off.  Just because things are a certain way right now doesn’t mean that the way it always will be.  (the devil is a liar) Luke 6:10,  says, “one who is faithful in very little will also be faithful in much.”  And Never forget to always be thankful!

 

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Verse of the day: NIV  “For our light and momentary troubles are achieving for us an eternal glory that far outweighs them all.”

 

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