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Weekend Read: Cultivating Good Spending Habits & Nurturing the Nurturer

The Holidays are on the way!  And it’s a great time to take control over unhealthy spending habits!  This is the time of the year when we spend the most money shopping.  Women are big shoppers anyway even without a holiday.  We shop for ourselves, we do the shopping for the household and we shop for our children and families.  It’s a blessing, to be able to shop.  That being said, what causes spending habits to be unhealthy?

Spending habits are unhealthy when it causes you to have stress and anxiety about paying your bills.  For me it kinda takes the fun out of it if I’m worried about finances.  So what can you do?  Remove the stress in your life by not overextending yourself.  This is something you can get control of with time, patience and consistency.  This season let your focus be your family and the blessings of the Lord instead of stressing about the ton of bills that the new year will bring with it.

  1. Maxing out your limit and paying the minimum on credit cards.  It costs you the most interest and lowers your credit score.  You’re almost guaranteeing yourself that you will never be out of debt.  The goal is to build credit by paying bills on time, before time and keeping the balance due down.

  2.  Shopping without a plan.  You go to the mall armed with credit cards or lots of cash, or both,  and no plan.  Just you and your money being tossed to and fro never keeping account and spending like there’s no tomorrow.  Make a list of what you intend to purchase at what store.  You know what you’re going out to buy.  Stick to the plan.

  3. Avoid last-minute purchases that make for impulsive shopping.  If it’s last-minute you don’t have time to think it through or shop for deals.  So you want to avoid impulsive shopping.

  4. There’s always another sale.  Buy now!  Shop before it’s too late.  Lies!  Don’t buy into the lie that you’ll never see a sale like this again.  Especially at holiday time.  There are store marketers who stay up nights putting together the perfect sales to get you into the store.

  • Be Smart.  Make a list monthly of what is coming in and how much has to go out.  After expenses what you have left is what you keep.  Each month will be different because of life’s unexpected incidences … a child may get sick, car repairs, etc…  Your knowledge of your situation is most important because how can you control your spending if you’re not keeping account of what you have.  Also it’s biblical to be good stewards of the resources God gives us.  If you want God to increase you, you have to do well with what you have.  Luke 16:10, Amplified Version: “Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much.”   My husband is very good at this, he’s a very good money manager.  It’s great because it’s his job as head of the house. “Listen up independent ladies”  It doesn’t matter how much money I make it does not change his “position” as head of the house.  God has placed him in leadership!  I love a man in charge!

 

  • Start Saving!  If you already are great!  Keep it up!  If not get started.  If you’re constantly removing and never putting anything back it will result in a deficit.  You should be saving now right up until retirement.  Checking and savings go hand in hand.  Checking account is for expenses.  Savings account is money you keep.  Start small and build.  If people in the depression can save so
    can we!
  • Make a realistic budget and live within your means.  You can’t just always spend more than you have and hope that things will work out.  Make a promise to yourself that you will no longer set yourself up for disaster.  Create a budget that has breathing room for fun.  Fun doesn’t have to mean something big and expensive.  Whether you have a family or are single there has to be some recreation.  Maybe on the weekends the family likes to go bowling for instance.  Or you’re single and you treat yourself to a movie at the mall and some window shopping.  Write the vision and make it plain, Habakkuk 2:2

 

Mom is an awesome resource!  She’s a resource of love, caring, understanding, and wisdom.  God created her to be a resource to her family.  In the modern world we live in, mom’s role often extends outside the home to career and community.  It’s a lot of different hats to wear and can get very tiresome trying to be all things for everyone.  At the same time it’s extremely fulfilling and rewarding for those that relish being a mom!

One of the drawbacks is that you can be so focused on others that you often neglect yourselves.  The result of that is a mom who is exhausted and resentful.  Can’t have that!  Mom’s need nurturing and caring too.  Moms must treat themselves well as a lifestyle.  There needs to be time that is set aside just for you.  Non guilty, uninterrupted time.  Location or finances is not important.  It can be time to yourself in your own home.  But you need mom downtime to regenerate, otherwise you’ll just be burned out.  We want mom happy, we want mom healthy, beautiful, and radiant!  Let’s learn the art of relaxation for Mom!

If you are able to get away to the spa at least once a month for a complete day that’s awesome, I highly recommend it.  They have various treatments and massages to relax and pamper you.  This is of course aside from your regular pedicures and manicures.  A woman has a lot of maintenance and when a woman takes care of herself it shows.

DIY home spa.  Spa atmosphere is about creating a mood to relax you.  That means peace and quiet and time for yourself for whatever block of time you allow.  If it’s just an hour or two.  It’s not relaxing if the kids are banging on the door.  So this time alone thing will take some planning but be well worth it. You can give yourself a pedicure at home with the foot spa.  They are only about $20 or $30.  I think it’s great to have a foot spa at home anyway to take care of your own feet between salon visits.

Get a facial.  Facials are great, they clean and replenish the skin removing dead cells and revealing a fresher layer of skin.

Catch up on your sleep. Sleep deprivation causes premature aging.

A mom at peace and relaxed is a better mom.

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Mind, Body and Spirit

We are a three-part being.  1 Thessalonians 5:23, “And the very God of peace sanctify you completely and may your whole spirit, soul, and body be preserved blameless unto the coming of our Lord Jesus Christ.”  We are spirit, we live in a body, and we have a soul, which is  made up of our mind, our will, and our emotions.  We are a spirit just as God is a spirit.  God is the Master Spirit.  The Father, the Son, and Holy Spirit.  The “natural man” (unsaved),  is governed only by his soul and bodily appetites because he is spiritually dead. (1 Cor 2:14)  If you are saved today, you are a new creature in Christ Jesus.

However we still have some work to do.  We as born again Christians, have been made spiritually alive and we are supposed to be governed and controlled by the Holy Spirit and our own born again Spirit, the Bible calls it “the new regenerated self”.  So we have “put off our old ways”.  Old ways of thinking, old ways of doing and being.  While our spirits are saved, our minds are still being renewed.  This means we must deal with our thought life and emotions.  Part of the battle is the battlefield of the mind!

The enemy comes against our minds.  We must be careful what we put before our eyes and what we allow into our minds and emotions.  That’s why we are told to “take every thought into captivity to the obedience of Christ.”  Our soul includes our emotions which are unreliable!  We can’t trust it nor can we let our emotions be the final authority over us.  Our minds have to constantly be renewed.  Make up in your mind that you will ask God to renew your mind daily.  To be renewed means to have a fresh mental attitude.  Cast down every high thing that exalts itself  against God.

God’s Word must be the final authority!!  Is it easy?  No!  It’s the toughest fight of your life, but God didn’t promise it would be.   He said He’ll be with us!!!!  The scariest thing for me was being out of the will of God.  I don’t want to ever be out of the will of God!  I’ve been there and trust me, “being covered” by God is much better.  I love this scripture, Matthew 10:28, “And fear not them which can kill the body, but are not able to kill the soul, but rather fear him which is able to destroy both soul and body in Hell!”

Do you know what He’s saying?  He’s saying instead of being worried about “people” living to please them, what you better be worried about is ME! (The Lord God Almighty).  Guard yourselves with all diligence, take care of your body, mind, and spirit.  Feed your spirit the Word of God.  Read to build up your mind!  Exercise to build your body and eat nutritious meals to stay healthy.

 

Healthy Habits for mind Body and Spirit

 

  • Eat real Food – Processed foods are a major contributor to obesity and illnesses.  Real foods and a healthy balanced diet are keys s to good health!

  • Move your Body – You don’t have to have a gym membership. Start right where you are, get moving by walking, biking, going up and down stairs, swimming, exercising at home, the point is to use or lose it!

  • Prioritize your sleep – When we are low on sleep it affects our metabolism, makes us irritable, low on energy, unable to think clearly.  A good night sleep regenerates us!

  • Learning something new – Expands our mind and thought processes and keeps us moving forward in life.  When the mind has been expanded it cannot go back.

  •  Avoid the negative – Negative people, places, TV shows, thoughts, concerns.

  • Focus on the Good and Positive – The Bible says whatsoever is true and of good report think on these things.

  •  Let yourself have fun – Laughter keeps us young!

  • Retreat to calm the mind and the body.

  • Show love to God, yourself and others –  You show love Love to God by reading his Word, obeying, his Word, aligning your life up with his Word.  Show love to yourself by taking care of yourself, show love to others by showing them you care.

  • Reach out and help someone else. We help heal ourselves by reaching out to others.

  • Pray without ceasing

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Summer Meals in 30 minutes or Less

It’s Summer in the kitchen!  Time to  use the oven less and prepare lighter, healthier, tasty summer dishes.  It’s the time of year to prepare meals in the crock pot, wok, and stove top.  Temperatures outside are warm and who wants to slave over a hot oven for hours.  So whether you are vegan or a meat lover, you’re sure to find something on SCW’s list of delicious summer meals that you and your family will love and have dinner on the table in 30 minutes or less!

10  Delicious Summer Meals

  • Meals Prepared in a Wok

Beef and broccoli stir fry – Delicious and tasty you can use either rice or noodles

Chicken stir fry

Vegetable stir fry

Spaghetti

Italian Pasta Salad

Chicken  Caesar salad w/Parmesan cheese

Wedge Salad

Baked Talapia or a light pan fried coating

Pan fried lamb chops- olive oil, coat and brown on each side

Grilled barbecue chicken

  •  Keep plenty of fresh fruit around wherever possible

Delicious Summer drink

Coconut Penna desert drink

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Summer Inspiration & Safety travel tips 2017

  • Summer is a time for fun, food, relaxation, travel, outdoor activities, and vacation.  Being smart means a summer safety checklist that will ensure you keep your family safe.  Following these simple effective tips will take the worry out of your summer adventures.  With the 4th of July holiday coming up millions of people will hit the road.  So whether you’re hosting guests, traveling by car, plane, or train make sure safety is first for a stress free summer travel.
  • Smart safety tip of the day:  Do not announce on Facebook or any other social media platform that you will be on vacation and will not be at home!!!

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Spring Break Fitness

Make your new spring 2017 body your best yet!  Healthy and fit in mind, body and spirit!  Below are some simple effective workouts that can be done at home or in the gym.  The warm up is on the way so do get out into the fresh air and be active!

Core and Pelvis exercise

Thigh, hips and legs exercise

Wall squat

Medicine ball squat

Light weights for arms

Heart and lower body Elliptical

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Glowing Skin in Spring 2017

Pamper your skin! While you’re looking forward to spring, for your skin there’s nothing worse than a long, cold winter.  The low humidity in addition to the hear, and hot air, can leave your skin looking dry and dull. We’re all covered up in winter and often times we neglect what we do not see.  So there’s a tendency not to moisturize as much or at all during the winter months, which is a mistake! Going a whole season with no moisture on your skin will cause the skin to dry out and become itchy and flaky and more prone to look older and wrinkly.  Youthful skin glows. The best place to start is head to toe moisturizer.

4 Ways to develop a healthy relationship with your skin

Every girl should have three main moisturizers.  A facial moisturizer, an all over body moisturizer, and a foot moisturizer. Moisturize, moisturize, moisturize, that is the key.

Accept and embrace your body as it is right now!  Both good parts as well as flaws, especially flaws. You have to begin where your at.  Ask yourself which parts of my body do I like?  For example : you might say, “I like my legs”, great.  Show them off with skirts, dresses, shorts, heels.  Which parts of my body do I like the least? example: You might say I don’t like my stomach, I’d like to have flat abs this summer. Okay that’s a great goal to have, while you get to work on that, you’ll want to stay away from clothes that emphasize your stomach like midriff, and minimize your stomach at the beach with a one piece swim suit.  Accentuate the positive, minimize the negatives!

If you’re prone to skin problems on your face, such as breakouts, etc… you’ll want to use the three prong approach to keep breakouts less frequent. #1 a good cleanser  example: Clean and Clear. #2 an astringent to clean pores, #3  and a facial moisturizer. Wash makeup completely off at night and cleanse.

Hydrate from the inside out by drinking water to keep your skin clear and healthy.


All over body butter Moisturizer

Feet moisturizer.  Gold bond is great for taking care of your feet at home in between pedicures as well as everyday use. I personally use this and started to notice a difference in the first application. The cost is around ten dollars but totally worth it.

 

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Affirmation

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